These terms govern your use of our website and services. By accessing thecredmantra.com, you agree to follow these terms:

1. Services

We provide information and assistance for personal loans, business loans, and credit card applications through our partner banks/NBFCs.

2. Eligibility

You must be 18 years or older and legally capable of entering into financial agreements.

3. Accuracy of Information

You agree to provide true and accurate information. False details may lead to application rejection.

4. No Guarantee

We do not guarantee loan approval or credit card issuance. Final decisions are made by respective financial institutions.

5. Intellectual Property

All content, logos, and designs on this website are the property of The Cred Mantra and cannot be copied or reused without permission.

6. Limitation of Liability

We are not liable for any direct or indirect loss arising from the use of our website or services.

7. Changes

We may update these terms at any time. Continued use of our services means you accept the updated terms.